Three Credit Bureau Companies
Equifax                       www.equifax.com                   800-685-1111
Experian                     www.experian.com                 888-397-3742
Transunion                  www.transunion.com             800-916-8800

Annual Credit Report
Federal Law requires that each of the three credit bureau companies provide you with a free annual credit report.  I recommend that you request one free report once every four months.  This will allow you to monitor your credit report during the year – not just once every 12 months.

There is only one authorized web site to request this information.  If you use any site but the one listed below, you are probably signing up for a monthly monitoring fee or it’s a scam web site set up just to steal you personal data.

Web:               www.annualcreditreport.com
Phone:             877-322-8228

Or you can request your annual credit report by mail:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA  30348-5281

Do Not Call Registry
If you are tired of all those annoying sales calls and you want to eliminate 90% of them, you need to register your phone number on the do not call registry.  You must call from the number you desire to register if you are using the toll free number:  888-383-1222

Or you can sign up on the web at www.donotcall.gov     

Opt Out of Pre-Approved Credit Card Mailing
If you are tired of receiving “You Are Pre-Approved” credit card mailings you can opt out by calling 888-5-opt-out (888-567-8688)   or visiting  www.optoutprescreen.com      

Federal Trade Commission Web Site
Here is a great web site full of information on identity theft sponsored by the government.
www.consumer.gov/idtheft

Additional Resources
Numerous other helpful web sites, addresses and phone numbers are provided in Ethan’s book on Identity Theft.  To order a copy click here and you will be taken to our resource home page.